Managed Portfolio Strategies

For Assets Less Than $1 Million

Faced with the increasingly complex task of growing and managing assets, many investors seek professional management advice. City National's managed portfolio strategies were designed especially for those investors who want to strategically manage their assets as they continue to accumulate wealth.

This active investment management may be employed for taxable as well as tax-deferred portfolios such as an IRA or company profit-sharing plan.

Professional Management

The program acts as a gateway through which clients gain the advantages of a dedicated portfolio manager and our highly disciplined investment process.

Asset Allocation

Investors who lack the proper diversification may unknowingly accept more risk without earning an appropriate return. That's why we provide an array of strategies designed to optimize client's risk and return – depending on their objectives, time horizon and risk tolerance. We stress the importance of appropriate asset allocation because it is the principal driver of performance . Our approach seeks to:

• Achieve the client's goals
• Enhance return while lowering risk
• Guard against downturns in the markets

Matching the Portfolio to the Client's Interests

After discussing a client's important financial goals, we explore:

• Current investment holdings
• Tax status
• Time horizon
• Individual risk preferences

We then select the strategy that best matches the client's objectives – while delivering the right risk and return.

The managed portfolio strategies use different asset allocation models that fulfill a range of risk-return objectives. Each individual client's assets are invested in mutual funds based upon the selected strategy in order to provide the appropriate degree of diversification.

Precise Stock Selection Process

At higher levels of assets it may become more appropriate to invest in individual equities, in addition to mutual funds. For these investors a core equity strategy is employed which typically holds from 50 to 60 stocks of individual companies. Holding more companies in a client's portfolio captures breadth of the market by increasing the exposure to more industries and more companies within each industry.

Dedicated Relationship Team

A dedicated advisor will handle daily transactional activity, monitor your account and be readily available to answer your questions. Partnering with your advisor will be your portfolio manager, who is responsible for the investment decisions made in your portfolio. Your relationship team is also supported by the entire City National Asset Management team of professionals who have extensive experience in managing private and institutional portfolios.

For more information about this strategy contact your Investment & Trust Consultant at (800) 708-8881.