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Our Mission

City National's mission is to provide the ultimate banking experience for successful entrepreneurs and professionals through an uncommon dedication to extraordinary service, proactive advice and total financial solutions.

Safe & Sound

City National: Safe, Sound, Strong & Well-Capitalized

City National has emerged from the global financial crisis bigger, better, safer and stronger than ever. With assets of nearly $30 billion, our company has an exceptional deposit base, a premier clientele and a strong balance sheet. It is:

  • Well-capitalized
  • Consistently profitable
  • FDIC-insured

As a result, City National is rated four stars (on a scale of zero to five, with five stars being the strongest) by BauerFinancial, an independent bank-scoring service (www.bauerfinancial.com).

Today, City National is better positioned than ever to meet the financial needs and objectives of its clients and to fulfill its value proposition as a premier private and business bank.

Strong Capital PositionStrong Capital Position

One key measure of a bank's financial strength is its capital ratios. A strong capital position can enable a bank to withstand the kinds of economic challenges we continue to see today.

At December 31, 2013, City National Corporation had $2.7 billion in total equity and capital ratios that easily exceeded regulatory standards.

The company’s ratio of Tier 1 common shareholders’ equity to risk-based assets was 8.8% at December 31, 2013, unchanged from September 30, 2013.

Conservative Management

City National maintains a conservative risk profile and, as a result, has avoided many of the highly publicized problems affecting other financial institutions.

City National has no significant lending or investment exposure to the Eurozone. The company has made no loans to any of Europe's banks, nor does it hold any of their debt securities on its balance sheet.

City National has never been an active player in the credit default swap market. We have no significant concerns about auto loans, consumer credit card debt or home equity lines or residential mortgage debt.

Strong Credit Ratings

Credit ratings are another indicator of financial strength, and City National's credit ratings remain strong.

In fact, City National’s long-term deposit rating of A2 from Moody’s Investors Service is one full notch higher than the median rating for deposit-taking institutions and is among the highest in the universe of rated banks.

Strong Credit Ratings

Full FDIC Protection

All types of deposit accounts held at City National Bank, including checking and savings accounts, money market accounts, retirement accounts and certificates of deposit, are covered by FDIC insurance. Non-deposit investment accounts are not insured by the FDIC.

The standard FDIC deposit insurance coverage is $250,000 per depositor and account ownership type.

This document contains forward-looking statements about the company, for which the company claims the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. Such statements involve risks and uncertainties, and future activities and results may differ materially from these expectations. For a more complete discussion of the risks and uncertainties that may cause actual results to differ materially from expected results, see the company’s Annual Report on Form 10-K for the year ended December 31, 2012.