U.S. Small Business Administration
Our work with Small Businesses is the backbone of what we do at City National. Accordingly, our SBA Loan specialists are seasoned professionals and highly committed to helping Small Businesses like yours get the financing they need to expand and grow. We offer our clients personalized expertise and professional guidance so they can take full advantage of SBA loan benefits.
As a Preferred SBA lender, City National gives you a strong independent bank as a trusted ally. Team up with us so you can start expanding or building your business today.
Explore your options with one of the following SBA loan programs:
- 504 Program -
For purchasing an owner-occupied industrial, commercial building or fixed assets.
- 7(a) Program -
For access to other resources for additional capital.
- SBAExpress Program -
For access to other resources for additional capital, including lines of credit.
Additional Government Loan Programs
- State Guaranty Loan Program City National Bank's State Guarantee Loan Program exists to help California-based small businesses obtain financing when other avenues are often unavailable. City National specializes in helping small business owners arrange state-guaranteed loans, administered by the California Office of Small Business. Loan guarantee maximum up to $1,000,000. Loans may be financed up to seven years, with a maximum amortization period of 15 years, depending on the purpose and collateral. Generally, California-based businesses who meet the Federal Government's SBA 7(a) Loan guidelines qualify for this program. Companies engaged in real estate investment and other speculative activities, lending, 'pyramid' sales activities, gambling, charitable or nonprofit activities are not eligible for this program.
- USDA Business and Industry Program - City National works with the U.S. Department of Agriculture (USDA) to provide loans to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities.
To learn more about our small business lending products, call us Monday through Thursday
7:00 a.m. - 5:30 p.m. and Friday
7:00 a.m. - 6:00 p.m. (PT) at (800) 722-5945, contact us or visit one of our local City National locations.