Analyzed Business Checking

How It Works

Designed for businesses with higher transaction activity and larger account balances, our Analyzed Business Checking account allows you to receive earnings credits from your balances to help offset fees.

Aggregate Balances

Establish eligible accounts as Analyzed Business Checking Accounts to aggregate excess balances.

Apply Earnings Credit Rate

Apply an earnings credit rate to your cumulative deposit balances across all eligible accounts.

 

Offset Fees

An earnings credit will be used to offset all or some fees associated with treasury management and deposit products.1

Additional Account Information

For details about how account analysis works to offset fees,
please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule,
or contact our Treasury Management Client Services team at (800) 599-0020, Monday through Friday, 5:30 a.m. to 7 p.m. (PT).

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.


Features & Benefits

Offset Fees¹

Apply an earnings credit to help offset your monthly service charges. Higher balances lead to higher earnings credit rates.

Simplify Cash Management

Balances are aggregated from all of your Analyzed Business Checking accounts; there is no need to establish individual account transfers.

Gain Visibility

A consolidated, detailed view of your accounts provides more information for better decision making.

 

Access Liquidity

Balances remain in your accounts for daily operational and liquidity needs; no money movement or transfers necessary.

Deposit Sweep Program

Transfer account funds in excess of an established target balance into an interest-earning account or apply them to pay down your credit line.

Connect with us.

Send us your information and a member of our team
will contact you to get started.

*Required information


Enter your company name
Enter your full first name, no initials
Enter your full last name, no initials
Enter your full street address, including city and state
Enter a 5- or 9-digit numerical value
Do not add "1" before the area code
Enter a valid email address

We’re Sorry there was an error ! Please try again.

Thanks For Getting In Touch!

A bank representative will be reaching out to you shortly. In the meantime, check out our latest news and insights.


By submitting this form you are authorizing City National Bank to: (1) contact you via phone and/or email; (2) send you emails for marketing purposes; and (3) collect and use your information according to the terms of our Privacy Policy.



#City National Bank does business in Miami and the state of Florida as CN Bank.

1. Please refer to City National's Account Agreement and Disclosures and applicable Fee Schedule for details. 

2. Up to three (3) eligible checking, money market or savings accounts ("Benefit Accounts") with the regular monthly maintenance fee waived may be included in the Package for the monthly Package fee. All accounts must be non-analyzed. Some accounts types are not eligible for inclusion in the Package. Please refer to City National's Account Agreement and Disclosures and applicable Fee Schedule for details.