City National Bank, its affiliates and subsidiaries, as a matter of policy, do not give tax, accounting, regulatory or legal advice. Rules in the areas of law, tax, and accounting are subject to change and open to varying interpretations. You should consult with your other advisors on the tax, accounting and legal implications of actions you may take based on any strategies presented taking into account your own particular circumstances.
All loans and lines of credit are subject to credit and property review and approval. Residential loans must be secured by a first lien on a 1-4 family residential dwelling. Additional terms and conditions apply. Not all applicants will qualify. All stated rates, terms and discounts are subject to change without notice. Home equity lines of credit are not available in Texas. Secured loans and lines may allow for higher loan amounts or credit limits.
AgilLink is an RBC company and is an affiliate of City National Bank.
1Foreign exchange services and products are subject to eligibility and suitability criteria. Foreign currency is sold or purchased at City National's announced rates. Foreign currency returned following delivery will be repurchased at City National's then announced purchase rate. A service charge may apply on a transaction under a stated U.S. dollar amount. Orders for foreign currency canceled following confirmation but before delivery are subject to reversal at City National's then current purchase rate. Special orders for foreign currency not carried in stock must be prepaid. Other transaction minimums and service fees may apply. Ask us for details.
2Exchange rates fluctuate, at times significantly, and you acknowledge and accept all risks that may result from such fluctuations. If we assign an exchange rate to your foreign exchange transaction, that exchange rate will be determined by us in our sole discretion based upon such factors as we determine relevant, including without limitation, market conditions, exchange rates charged by other parties, our desired rate of return, market risk, credit risk and other market, economic and business factors, and is subject to change at any time without notice. For an international wire transfer, other financial institutions involved in the wire transfer may also charge fees and deduct their fees from the amount of the wire transfer. For international wire transfers, in addition to our standard wire transfer fee, other fees may also apply, including those charged by the recipient's financial institution, foreign taxes, and other fees that are part of the wire transfer process. Markups associated with the currency conversion are included in the City National Bank rate.
3Aircraft financing is subject to credit approval by and the submission of documentation acceptable to First American Equipment Finance. Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license.
4Trust and estate services offered through City National Bank and its wholly owned subsidiary, RBC Trust Company (Delaware) Limited.
Personal CDs
