SAVINGS ACCOUNTS

Our Savings Accounts

Save for the future with advice and guidance from a dedicated Relationship Manager.
Compare our savings accounts below.

Ladder Money Market Account

Earn higher yields on higher balances with our tiered-interest Ladder Money Market Account.

MINIMUM OPENING DEPOSIT

$10,000

Higher interest rates than a regular Money Market Account
Waive $25 monthly maintenance fee with a minimum daily balance of $10,000¹
Unlimited transactions

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Personal Money Market Account

Get a higher rate of return on your savings balance with an interest-bearing money market account.

MINIMUM OPENING DEPOSIT

$2,500

Tiered interest rates
Waive $20 monthly maintenance fee with a minimum daily balance of $2,500¹
Unlimited transactions

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Personal Savings Account

Keep your money safe with an interest-bearing personal savings account.

MINIMUM OPENING DEPOSIT

$50

Earn interest on all balances
Make deposits, withdrawals and transfers
Waive $5 monthly maintenance fee with an average daily balance of $100¹

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Why City National?

Overdraft Protection

Your savings account can be set up to provide overdraft protection for any City National Checking Account.

Automatic Transfers

Conveniently start saving by setting up automatic transfers from your City National Checking Account.

FDIC Insurance

All of our savings accounts are insured up to the maximum amount allowed by the FDIC.

FAQs

Funds from items deposited begin to accrue interest on the business day of deposit if deposited before our established cutoff time or, if made later, on the next business day.

Call us at (800) 773-7100 or visit a branch near you and a Relationship Manager will be happy to assist.

Interest accrues and compounds daily and is credited on the last day of the statement period, but no more frequently than monthly. Interest rates vary depending on the type of account that you have.

Earn interest while having your funds easily accessible. A savings account can help you achieve your financial goals and can also be a good option for an emergency fund.

A checking account is designed to be used for everyday needs, while a savings account is ideal for short or long-term financial goals. Both have their own unique benefits so choosing an account will depend on your needs.

Want to learn more or discover what account is right for you? Our Relationship Managers are always happy to chat.

Call (800) 773-7100 or visit a branch near you.

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DEPOSIT AND CHILL.

Sign your check, take a picture on your mobile device, and hit "Slide to Deposit" from the City National Bank App.®

GET THE APP

City National Bank App requires that you download the City National Bank App and is only available for select mobile devices. Requires setup in City National Online®. Message and data rates may apply.

1. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details about how the balance required to waive the monthly maintenance fee is calculated.

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SAVINGS ACCOUNTS

Our Savings Accounts

Why City National?

FAQs

How do savings accounts work?

How do I open a savings account?

How does interest work in a savings account?

Why have a savings account?

What is the difference between a checking and savings account?

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DEPOSIT AND CHILL.

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