Small Business Checking

Features & Benefits

The City National Bank Small Business Checking account is designed for businesses who expect to have lower volumes of transactions and cash processing. Our cash management tools offer personalized support and resources tailored to your needs, so you can focus on the essentials and grow your business.

No Charge for First 75 Combined Transactions¹

For each transaction over 75, your account will be charged $0.45.

Waive the Monthly Maintenance Fee

Your monthly maintenance fee is waived when you maintain an average daily balance of $2,500 or more.2

 

Dedicated Business Banking Relationship Manager

Your account is supported by a dedicated Relationship Manager who will help you manage all of your business banking needs.

Debit Cards

A Visa® Business Debit Card* is more convenient than writing and tracking checks and more secure than carrying cash. Use it with Apple Pay® and Google Pay™.3

 

Additional Account Information

$10 if combined balance requirements are not met.2

$2,500 average daily balance.2

Avoid overdraft fees with a Business Overdraft Line. Contact us to learn more.

The monthly combined transaction allowance is 75; the excess transaction fee is $0.45 per transaction.1

The monthly cash processing allowance is $3,000. The excess cash deposited fee is $0.002 per $1.4

Get cash, monitor your account and stay protected when you shop or travel with your Visa® Business Debit Card.*

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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*For more information about available benefits, see the City National Visa Business Debit Card Guide to Benefits

1. Combined transactions include deposits, deposited items, electronic credits, incoming and outgoing wires, checks, and all electronic debits. They do not include our fees and charges. After specified number of combined transactions, there will be a $0.45 charge for each additional transaction.

2. See City National's Account Agreement and Disclosures and applicable Fee Schedule for additional terms and conditions of the Small Business Checking. If the minimum qualification balance is not met for the statement period, a monthly maintenance fee will be assessed.

3. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data usage charges through the mobile carrier may apply. Biometric login is compatible with iPhone and iPad devices with iOS 11.0 and above.

4. A Cash Deposited Fee is assessed monthly on the total of all cash (currency and coin) deposited to this account in excess of the amount specified.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

Apple Pay is a registered trademark of Apple Inc.

Google Pay is a trademark of Google LLC.

Online and Mobile Banking Service Agreement