Visa® Commercial Card

$100,000 Liability Waiver for Card Misuse
Automatically protects your business against certain eligible losses incurred through card misuse by eligible cardholders.

Auto Rental Collision Damage Waiver
Provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles.

Travel & Emergency Assistance Services
Puts the cardholder in touch with the appropriate emergency services should the need arise.

Lost Luggage Reimbursement
Provides reimbursement if your checked luggage or carry-on baggage and/or its contents are lost due to theft or misdirection by the common carrier.

$100,000 Travel & Accident Insurance Coverage
Automatically insures the cardholder against accidental loss of life, limb, sight, speech or hearing while riding as a passenger, in any licensed common carrier, provided the entire cost of the passenger(s) fare has been charged to the Visa credit card.

1 Point for Every $1 Spent
Earn one Point per $1 spent on purchases made on any City National Commercial Card registered to your business.

Air Travel Flexibility
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.

Accelerated Rewards
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.

No Cap on Rewards Points
There’s no cap on Points and your Points do not expire as long as your account remains open and the Rewards Program has not ended.

Redeem Points for Travel, Merchandise & More
Enjoy automatic enrollment in City National Rewards. Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life — however you define it.

Apple Pay® & Google Pay™
Use your Visa Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.²

Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.

Secure Web & Mobile Access
You can access your account online to review transaction data, produce reports and monitor your business expenses, all through a secure, mobile-friendly, easy-to-use web browser interface.

Easy Account Creation
Create new accounts and order cards online. Receive new cards within 7 to 10 days from submission, or request expedited delivery if a rush is required.

Real-Time Account Management
Define and control levels of access, set individual employee credit limits, review transactions, and restrict merchants and categories for which the card can be used.

Authorizations & Declines
View transaction authorizations and declines as they occur.

Multiple Billing Cycle Options
Select the appropriate billing cycle to help you manage cash flow.

Manage Account Statements Online
Make payments from several different accounts or just one. You have the option to select statement amount, other amount or current balance.

Complete & Manage Expense Reports Online 
Employees can create expense reports and attach scanned receipts, which are routed through your designated approval workflow.

View & Download Transaction Data
View and download standard and customized reporting: merchant category reports, approved expense reports, and transaction-level data at the account and cardholder level.

Transfer Data to Accounting Programs
Integrate and map data directly to your expense management or ERP systems.

Improve Expense Management
Understand and better manage expenses and vendor/category spend through reports and dashboards.