Features & Benefits

Available to approved clients of the City National Ladder Up Home Loan Grant and HomeReady® programs.1

No Monthly Maintenance Fees

Approved clients are eligible to open an account with no monthly maintenance fees.1

ATM Surcharge Rebates

Receive up to $10 of non-City National ATM surcharge
rebates per statement cycle.2

Unlimited Transactions

With a Personal Mortgage Checking account, you can make as many transactions as you want.3

Additional Account Information

$25

No monthly maintenance fee1

Avoid overdraft fees with one of several overdraft protection options, including a Personal Savings Overdraft Service, a Personal Overdraft Line of Credit or a Personal Overdraft Sweep Line of Credit.4

  • CA, FL#, NV, MN, DC & VA: 122016066
  • GA & TN: 064009445
  • NY: 026013958

City National Bank’s SWIFT Code is: CINAUS6L

Click here to read the agreements, fees and disclosures.

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1. Available to individuals, sole and joint owners. Limit one Personal Checking Account with waived Monthly Maintenance Fee per approved borrower.

2. City National Bank will waive ATM surcharges assessed by non-City National Bank ATM operators up to a maximum of $10 per statement period. The ATM/Check Card International Transaction Fee is not a surcharge and is not included in the waiver of surcharges.

3. Please refer to City National’s Account Agreement and Disclosures and applicable Fee Schedule for details and additional terms and conditions.

4. Subject to credit approval.

Online and Mobile Banking Service Agreement