PERSONAL BANKING | LOANS & CREDIT | CREDIT CARDS
Earn more Points and enjoy more benefits with the ease and security of your City National Flex Rewards Card.
Up to 3X City National Rewards® Points*
Earn 3 Points per $1 spent on gasoline purchases, 2 Points per $1 spent on dining and groceries, and 1 Point on all other purchases.
Redeem Points for Travel, Statement Credits & More*
Built with clients like you in mind, our program lets you select Awards that suit your idea of the good life — however you define it.
Accelerated Rewards*
Combine Points from all of your City National business and personal credit cards that come with City National Rewards to earn premium Awards more quickly.
No Cap on Rewards Points*
There’s no cap on Points, and your Points do not expire as long as your account remains open and the Rewards Program has not ended.
Preferred Seating
Get access to some of the best seats in the house. City National Bank preferred seating is available across live entertainment events at the Beacon Theatre in New York City.3
Air Travel Flexibility*
Use Rewards Points to purchase airline tickets on most national and international carriers anytime, with no blackout dates.
Visa Signature Concierge†
Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.
Visa Signature Luxury Hotel Collection†
Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at VisaSignatureHotels.com.
Car Rental with Avis® and Budget®†
Book your next road trip with your Visa Signature Card to receive up to 25% off base rates on qualifying rentals. and unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Car Rental with Audi on demand®†
Drive away with a rental from Audi on demand. Save up to 15% (with a guaranteed minimum discount of 10%) on qualified rentals with your Visa Signature Card. Exclusions and conditions may apply, see Terms at audiondemand.com/partners/vsignature.
Visa Signature Perks†
Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to Visa.com/Signature.
Troon Rewards®†
Reserve golf tee time and enjoy special offers and elevated status when you sign up for Troon Rewards® with your Visa Signature Card.
Visa Zero Liability1
For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.
ID Navigator Powered by NortonLifeLock™†
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly.
Card Alerts
Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.
Chip Technology
Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.
Family Card Functionality
Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.
Contactless Payments
Check out quickly and securely with your contactless card. Tap your card to pay at a contactless-enabled checkout terminal, and your payment is processed in seconds.
Apple Pay® and Google Pay™2
Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.
Additional Protection and Security Benefits†
APR for Purchases and Balance Transfers
19.75% or 23.75%
variable APR‡
APR for Cash Advances
25.75% variable APR‡
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $0.70.
Annual Fee
None‡
Balance Transfer Fee
Either $5 or 3% of the amount of each cash advance, whichever is greater.‡
Cash Advance Fee
Either $5 or 3% of the amount of each cash advance, whichever is greater.‡
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction.‡
Penalty Fees
Late Payment Fee up to $15.‡ Returned Payment Fee up to $20.‡
Credit Card Agreement
Click here to view the City National Flex Rewards and Visa Signature with Rewards Credit Card Agreement.
Supply us with your information and a dedicated Relationship Manager will help you apply.
*Required information
Card Issued by City National Bank, Los Angeles, California.
Choose the credit card that suits your lifestyle.
* All credit cards are subject to credit approval. Terms and conditions apply. See the City National Rewards Program Terms, Conditions and Program Rules for details.
† Benefits are subject to change and cancellation at any time without notice. For more information about this benefit, see the City National Flex Rewards and Visa Signature with Rewards Guide to Benefits. Exclusions and conditons may apply, see terms for details.
‡ Additional fees and charges apply. See Pricing Information for details.
1. Visa's Zero Liability coverage applies when you have not been negligent or fraudulent in handling your account or card and you advise us promptly of an unauthorized transaction. We also provide protections in the event of unauthorized use, consistent with applicable law.
2. Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.
3. City National Bank preferred seating is valid on select seats, subject to availability. Must purchase with a City National Bank credit or debit card. City National Bank Cardholders may purchase tickets via Ticketmaster or by visiting the box office at the Beacon Theatre. By attending the event, ticket holders assume all risks of attendance, and waive all related claims against City National Bank, MSG Beacon, LLC, their affiliates & employees. This waiver will be binding on all ticket transferees. All sales are final. Restrictions may apply.
The Norton and LifeLock Brands are part of NortonLifeLock Inc. LifeLock identity theft protection is not available in all countries. Copyright © 2024 NortonLifeLock Inc. All rights reserved. NortonLifeLock, the NortonLifeLock Logo, the Checkmark Logo, Norton, LifeLock, and the LockMan Logo are trademarks or registered trademarks of NortonLifeLock Inc. or its affiliates in the United States and other countries.
Visa, Visa Signature and Visa Infinite are registered trademarks owned by Visa International Service Association and are used under license.
City National Rewards is a registered trademark owned by City National Bank.
Non-Deposit Investment Products: • Are Not FDIC Insured • Are Not Bank Guaranteed • May Lose Value
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